Templates
Documentation-first tools for calm decisions and repeatable review routines.
The Proof Portfolio 2026, The Retirement Decision Protocol, and Wealth & Budget Planner Templates are more than just spreadsheets—they are your blueprint for wealth management.
While a basic template might be a simple financial model, a true "financial template" is the overarching framework that governs how you earn, spend, save, and invest. It is the systematic process that replaces haphazard, emotional decisions with deliberate, successful wealth building. Your personal finance template provides the structure; your unique life and goals provide the content.
By establishing the rules ahead of time, a financial template frees you from making complex decisions under pressure. It transforms money management from a reactive stressor into a proactive, calm process of executing the plan and watching your wealth grow.
When cash flow becomes portfolio management, templates become even more powerful.
They help remove emotion and enforce the long-term discipline required for lasting wealth.
Featured templates
The Retirement Decision Protocol™
A structured operating framework for retirement withdrawals during market uncertainty. Built for repeatable decisions when emotions and headlines are loud.
- Decision checkpoints: continue / reduce / pause / adjust
- Documentation prompts that force clarity
- A routine designed to work on bad days
Best for: retirees and near-retirees who want calm rules and a written process.
Proof Portfolio™ 2026
A documented UCITS-aligned allocation framework for European long-term investors. Designed to make allocation and rebalancing rule-based and reviewable.
- Allocation logic built for long-term consistency
- Rebalancing rules that reduce headline-driven changes
- Decision trail: track decisions, not just returns
Best for: investors who want a rules-based portfolio process.
Wealth & Budget Planner
A documentation-first budgeting and review system built in Notion. Designed for structured tracking, monthly reviews, and long-term clarity.
- Clean structure for cash flow and recurring items
- Review prompts that surface drift early
- A written record of changes, decisions, and outcomes
Best for: calm monthly review and stronger financial visibility.